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Category: Personal Insurance

How to Ensure Your Home is Prepared to Weather Any Storm

How to Ensure Your Home is Prepared to Weather Any Storm

Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean your gutters to direct water away from your home and...

Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...

Home Insurance for Rental Properties: What You Need to Know

Home Insurance for Rental Properties: What You Need to Know

Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...

What You Need to Know About Auto Insurance As a Rideshare Driver

What You Need to Know About Auto Insurance As a Rideshare Driver

Ridesharing driving can be a great way to earn income on a flexible schedule. If you are working as a rideshare driver, it is important to ensure you have the auto insurance coverage you need. Insurance provided by rideshare companies such as Uber and Lyft will not cover their drivers in all situations. Speak with our friendly agent for help with the coverage you need...

Car Insurance Terms You Should Know

Car Insurance Terms You Should Know

The auto insurance policy you choose can be a lifesaver if you are involved in an accident, whether you or another driver was responsible. The amount you will pay out of pocket for repairs, whether your policy will pay for a rental car while it is being repaired, and if you are covered when traveling and driving a rental come into play when making a...